Most converters claim a percentage. We publish a method instead: every transaction is balance-chain verified against your statement, totals are reconciled, and mismatches are flagged red before you export. Below is the test corpus behind that - including real ANZ statements from public records, 9 of 9 verified end to end.
Australian statements carry a running balance on every row. After parsing we check each row: previous balance + amount = this balance. If every row reconciles, the dates, amounts and debit/credit directions are all consistent with the statement itself. If a row doesn't reconcile, it is highlighted in red before you can export - you see exactly what to check, instead of discovering an error later in Xero.
We also compare parsed credits and debits with the statement's own printed totals (e.g. "Total credits: $3,004.85"). A confirmed match is shown on screen; a mismatch is flagged.
Every parsed row is visible and editable before export. If anything looks wrong, you fix it there - nothing is silently written to the CSV.
| Test set | What it is | Result |
|---|---|---|
| Five Australian bank formats | CommBank, Westpac, ANZ, NAB and ING statement layouts (24 transactions), run through the full pipeline: upload → pdf.js text extraction → column reconstruction → parse → verify. | All transactions correct. Balance chains pass on every statement (CommBank 6/6, Westpac 4/4, ANZ 4/4, NAB 5/5, ING 5/5). |
| Real ANZ statements (public records) | A real multi-statement ANZ bound PDF from a public government archive (South Australian Electoral Commission records) - not a synthetic sample. Includes ANZ's "15 JUL" month-name dates without a year on each row. | 9 of 9 statements parsed correctly; balance chains verified end to end across the bound document. |
| Independent open benchmark file | An AU-format file from the open Bankstatemently parsing benchmark (MIT-licensed, synthetic data, no real customer information), parsed through the same product pipeline. | 12/12 rows exact, balance chain 12/12. |
| Negative tests (documented, on purpose) | Foreign statement formats (US, Netherlands, Hong Kong, Canada) and mixed report-plus-statement documents were also tested - as failure cases to characterise the tool's boundaries. | Foreign formats may under-parse but fail safe: they flag rather than export wrong data. Mixed documents are detected and the user is warned. This tool targets Australian formats, by design. |
What the real-ANZ tests exposed (and we fixed): ANZ writes month names without a year ("15 JUL"), which the parser now resolves against the statement year; "blank" placeholder cells are treated as empty; and address lines that look like dates are rejected because their "month" isn't a real month name. These are the kind of real-format details synthetic samples never reveal.
Free to start - no account, no credit card, nothing stored.
Open the converter →No tool can honestly promise 100% on statements it has never seen, and we don't publish a slogan. Instead, every file is verified as it is parsed: each transaction is checked against the running balance, and mismatches are flagged red before export. In our tested corpus - five Australian bank formats and real ANZ statements from public records - every transaction parsed correctly and passed balance-chain verification.
Yes. Our corpus includes a real multi-statement ANZ bound PDF from a public government archive (South Australian Electoral Commission records): 9 of 9 statements parsed correctly with balance chains verified end to end, including ANZ's month-name dates without a year on each row.
You are told, not silently misled. Rows that don't reconcile against the running balance are highlighted red, and totals are compared with the statement's own figures. If a statement can't be parsed cleanly and you can't fix it in the editable table, the fair-deal guarantee refunds you within 7 days.
No. Image-based PDFs have no text layer, so the local parser can't read them yet - the app says so clearly and flags it. Our focus is the standard electronic PDF statements Australian banks provide.
Because a percentage claim about files we've never seen tells you nothing about your file. What matters is verification you can see: balance-chain checks, totals reconciliation and red flags on your own statement, before you export.